How it works:
- Situation: Brazil has one of the highest rates of credit card theft globally.
- Version 1: malware to infect point of sales (POS) terminals to capture your card’s data and override any PIN.
- Version 2: bribed POS terminal technicians, or the restaurant/shop’s staff who is involved.
- Version 3: ATM card skimmer installed to capture your card details, pinhole camera/keypad over installed to capture your PIN.
- Version 4: ATM card slot is rigged with a device to trap your card. When you find your card stuck, scammer tells you to type your PIN thrice to eject it. This is false – a trick to see your PIN. If you head somewhere to seek help, the scammer releases your card and escapes.
Places to beware:
- Please refer to the location tags above
What to do:
- Where: use ATMs at controlled environments (e.g. banks).
- Scan: the area for suspicious looking characters and red flags of a rigged ATM.
- Cover: your PIN while typing.
- Notify: set up SMS notification when a transaction is processed on your card.
- Bank account: use a separate bank account just for traveling and change your PIN after your trip as scammers can still strike some time after your trip if they have your details.