How it works:
- Situation: in Mexico, there are ATM technicians who have been bribed (100x their salaries) to not repair rigged ATMs.
- Version 1: a card skimmer is attached to the card slot to read your card details. A camera, keypad overlay or someone standing behind will capture your PIN.
- Version 2: a bluetooth circuit board is wired onto the ATM’s electronic circuit board and can capture your card details and PIN. A scammer can collect this information wirelessly (10 feet away).
Places to beware:
- Anywhere (e.g. Playa del Carmen: Quinta Avenida)
What to do:
- Where: use ATMs at controlled environments (e.g. banks).
- Scan: the area for suspicious looking characters and red flags of a rigged ATM.
- Cover: your PIN while typing.
- Notify: set up SMS notification when a transaction is processed on your card.
- Bank account: use a separate bank account just for traveling and change your PIN after your trip as scammers can still strike some time after your trip if they have your details.