How it works:
- Situation: the vast majority of tourists would probably not fall for this but on the off-chance that you do, you need to know how to spot the red flags.
- Version 1: some ATMs in Guatemala have been rigged (with skimmers to capture your card details and camera/keypad overlay to capture your PIN).
- Version 2: rogue travel agencies have also been accused of claiming that a certain place does not have ATMs, and then bringing you to a rigged ATM to withdraw cash.
- Version 3: some shops are also in on the act, where they swipe your card with a special machine to capture your details.
Places to beware:
- Guatemala City
What to do:
- Where: use ATMs at controlled environments (e.g. banks).
- Scan: the area for suspicious looking characters and red flags of a rigged ATM.
- Cover: your PIN while typing.
- Notify: set up SMS notification when a transaction is processed on your card.
- Bank account: use a separate account just for traveling and change your PIN after your trip as scammers can still strike some time after your trip if they have your details.