How it works:
- Situation: the vast majority of tourists would probably not fall for this but on the off-chance that you do, you need to know how to spot the red flags.
- Version 1 (ATM): card skimmer installed to capture your card details, pinhole camera/keypad over installed to capture your PIN.
- Version 2 (ATM): card slot is rigged with a device to trap your card. When you find your card stuck, scammer tells you to type your PIN thrice to eject it. This is false – a trick to see your PIN. If you head somewhere to seek help, the scammer will release your card and escape.
- Version 3 (card): swiping your card through another machine to capture your details or using your card to make another transaction elsewhere.
Places to beware:
What to do:
- Avoid using ATMs at dark, secluded areas. Use only at controlled environments (e.g. banks).
- Scan the area for suspicious looking characters, look out for red flags of a rigged ATM and cover your PIN when typing it in.
- Always keep your card in your line of sight and set up SMS notification whenever a transaction is processed.
- It is recommended to set up a separate bank account just for travelling with not that much money in there. After your trip, change the PIN as fraudsters can still strike some time your trip if they manage to skim your details.