How it works:
- Version 1:
- Card skimmer installed to capture your card details.
- Pinhole camera/keypad overlay installed to capture your PIN.
- Version 2:
- Card slot is rigged with a device to trap your card.
- When you find your card stuck, scammer tells you to type your PIN thrice to eject it. This is false – simply a trick to see your PIN.
- If you head somewhere to seek help, the scammer will release your card and escape.
- Version 3:
- Scammer #1 pretends to use the ATM while using the ATM mirrors to scan for victims. When a victim is marked, he activates the cardless services option to lock up the card reader. This prevents the next user (the victim) from inserting his card.
- While the victim fumbles with the card slot, scammer #2 comes along to “assist”. He will look to swap the victim’s card with a fake and to cancel the cardless option. The fake card can now be inserted.
- Scammer #2 leaves and scammer #1 returns to “shoulder surf” (see your PIN as you type it).
- Version 4:
- Scammers posing as fake police, security officers or film crew tell you that an area is blocked off (e.g. for security, filming).
- They then redirect you elsewhere claiming that you need a pass to cross this area.
- Eventually, you will be brought to an ATM, and told to insert your card to get the pass.
Places to beware:
- Cape Town
What to do:
- Where: use ATMs at controlled environments (e.g. banks).
- Scan: the area for suspicious looking characters and red flags of a rigged ATM.
- Cover: your PIN while typing.
- Notify: set up SMS notification when a transaction is processed on your card.
- Bank account: use a separate account just for traveling and change your PIN after your trip as scammers can still strike some time after your trip if they have your details.