How it works:
- Situation: the vast majority of tourists would probably not fall for this but on the off-chance that you do, you need to know how to spot the red flags.
- Version 1: card skimmer installed to capture your card details. Pinhole camera/keypad overlay installed to capture your PIN.
- Version 2: card slot is rigged with a device to trap your card. When you find your card stuck, scammer tells you to type your PIN thrice to eject it. This is false – simply a trick to see your PIN. If you head somewhere to seek help, the scammer will release your card and escape.
- Version 3: cashiers use a hand held card machine and ask you to input your PIN in front of them. They then take the machine and your card away to input several other transactions or swipe your card using another machine.
Places to beware:
- Nairobi: clubs, bars, restaurants, shops, petrol stations
What to do:
- Where: use ATMs at controlled environments (e.g. banks).
- Scan: the area for suspicious looking characters and red flags of a rigged ATM.
- Cover: your PIN while typing.
- Notify: set up SMS notification when a transaction is processed on your card.
- Bank account: use a separate account just for traveling and change your PIN after your trip as scammers can still strike some time after your trip if they have your details.